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Commercial and Residential Property Investment Loans

You’re into property and it’s what you do. Commercial or residential, whether you’re dealing in property, developing existing property, or building from the ground up, we can establish the financing you need and find the best mortgage and property loans available.

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Here’s How it Works

Finance Nation helps property investment professionals manage
their finance as they build a portfolio of high-quality properties.

Our Process

Step 1

It all starts with a free portfolio finance meeting - face to face (or on a video call if that works better).

Step 2

We’ll sit down with you one-on-one, normally for about 45 minutes to an hour, so that we can understand your goals and your current situation and help you develop a funding strategy to help you achieve them.

Step 3

If you already have existing mortgages or loans, no problem. We’ll help you build up your knowledge of how lending works so that you’ve got all of the knowledge and skills that you need to assess potential mortgages, finance deals and packages for yourself.

Step 4

As part of that process we will talk finance, so if we feel after the meeting it’s a good fit, then we’ll start to show you deals that will be suitable for the next step of your strategy. And if we don’t think we’re right for each other right now, we’ll point you in the right direction.

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Exclusive Deals

Some lenders just won’t work directly with you, so we have access to lending products you won’t find yourself

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Navigate the Property Loan and Commercial Mortgage Minefield

We’ll establish what you need and go find the best deal

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See the deal through

It’s our job to keep things moving at every stage until the money’s where it needs to be

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steveBrown
“To succeed in property, you’ll need to raise a lot of money. When it comes to all the property investment and development finance you need, from commercial mortgages to bridging loans, we’ll help you decide which option is best for you and your portfolio.” Steven Brown, Chief Distribution Officer

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Frequently asked questions

Do you know anyone who will fund my project because my own bank isn't interested?

Finance Nation works with many lenders, many of whom will fund a variety of projects. The market has changed, and newer, less well-known funders are picking up the slack where the 'traditional' banks have vacated this lending space.

What is the maximum loan to value and what's the least cash I must put in?

Typically, 75%-80% dependent on the type of property being financed, but also the level of rental income. If you have other property assets, we can potentially use those to reduce your physical cash input. 

Can I leverage and gear up against my current portfolio to reduce cash input?

Yes, we work with a wide number of lenders who support professional property landlords like yourself. This request isn't uncommon where leverage against your current portfolio may be possible in lieu of cash.

Will any lenders do interest only loans?

There are numerous lenders out there who we work with that will offer interest only facilities. Additionally, there are also a few who have the expertise and product range to be able to offer 'part and part' facilities which may be of interest. This sits between interest only and repayment.

I need to move quickly, how long to get a formal offer from a lender?

If we can formally engage with you and are provided with all the information that both us and a lender require, we can place the request with funders whom we know have a slick process. Typically, this can be a few days at most.